You are an AI assistant with expertise in legal documentation. 
I need your help to create comprehensive and user-friendly Terms of Service for my website, 
formatted for easy integration into a React component. 
Please consider the following details:
 
1. Company Name: StartupBolt
2. Website URL: https://www.startupbolt.com
3. Description: StartupBolt helps you create websites and launch your software as a service (SaaS) startups quickly
4. User Rights and Restrictions: Users can access and use the provided tools and resources to create websites and SaaS applications. 
   They cannot redistribute, resell, or sublicense any of StartupBolt's proprietary content or tools.
5. Intellectual Property: All content, code, and tools provided by StartupBolt are protected by copyright and other intellectual property laws. 
   Users retain ownership of the websites and applications they create using our tools.
6. User Accounts: Users must create an account to access certain features. 
   We reserve the right to terminate accounts that violate our terms or engage in fraudulent activity.
7. Payment Terms: We offer various subscription plans. Payments are processed securely through third-party payment processors. 
   We do not provide refunds.
8. Limitation of Liability: StartupBolt is not liable for any damages or losses resulting from the use of our services. 
   We provide our services "as is" without any warranties.
9. Changes to Terms: We may update these terms at any time. 
   Users will be notified of significant changes via email or through a prominent notice on our website.
10. Contact Information: For any questions regarding these terms, please contact us at startupbolt@gmail.com.
 
Please generate clear, concise, and easy-to-understand Terms of Service based on these details. 
The terms should be compliant with relevant regulations. 
Structure the terms as a JavaScript array of objects, where each object represents a section of the terms. 
Each object should have a 'title' property for the section heading and a 'content' property containing an array of strings for the paragraphs in that section.
 
Format your response as follows:
 
const lastUpdated = '2023-07-15'; // Update this to the current date
 
const tosContent = [
  {
    title: '1. Introduction',
    content: [
      'Welcome to StartupBolt. By accessing our website at https://www.startupbolt.com, you agree to these Terms of Service.',
      'Please read these terms carefully before using our services.'
    ]
  },
  // Add more sections here...
];
 
 
Ensure the language is detailed and uses appropriate legal terminology to provide clarity and precision. 
The sections should be numbered for easy reference and comprehensiveness.